Polygon has entered a new era. In November 2025, payment projects operating on the network collectively crossed one billion dollars in monthly transfer volume, the highest ever recorded on Polygon PoS.

This milestone captures a growing reality: real world payments have moved firmly onchain, and Polygon is becoming one of the primary settlement layers powering that change. The surge reflects the scale of adoption across fintechs, card issuers, remittance companies, enterprise settlement platforms and global Web3 payment rails that have been building on Polygon for over a year.

The data, compiled through a community maintained Dune Analytics dashboard, shows a clean and steady climb that became sharply vertical in late 2025.

• A Record Built on Months of Acceleration
• What the Data Shows About the Surge
• Network Effects Driving Momentum
• How Polygon Became a Payments Layer
• Implications for the Future

A Record Built on Months of Acceleration

Polygon’s billion dollar month did not arrive suddenly. Throughout 2025, payment activity on the network grew steadily across retail users, fintech integrations & enterprise settlement channels.

Earlier in November, EtherWorld reported Polygon’s largest single day of stablecoin transfers, with 5.54 million transfers in twenty four hours. This record hinted at larger structural momentum.

The Q3 ecosystem report published by EtherWorld also showed a rise across nearly all onchain financial categories. November’s one billion dollar volume confirms that these indicators were building toward a breakout month.

What the Data Shows About the Surge

The Dune dashboard tracking payment activity on Polygon PoS displays a clear growth trajectory. Monthly volume climbed from under two hundred million dollars in late 2023 to more than one billion dollars in November 2025.

Payment projects on Polygon generated $1,000,000,000 in November 2025.

This is a new ATH in terms of volume for @aveniaio, @CoinflowLabs, @moonpay, @zerohashx, @raincards.

The largest number of transfers were made by @Revolut, @moonpay, @raincard, and @NOWPayments_io.… pic.twitter.com/qVETyVAWtr— Alex (@obchakevich_) November 27, 2025

The monthly breakdown includes:

• Card payments
• Merchant deposits
• B2B transfers
• Consumer transactions
• Off ramp & on ramp activity
• Crypto app payments

Projects hitting their highest monthly volume ever include:

• Avenia
• Coinflow Labs
• MoonPay
• Zero Hash
• Raincards

The largest number of individual transfers came from:

• Revolut
• MoonPay
• Raincard
• NOWPayments

This balance between high value settlement & high frequency usage signals a maturing network capable of supporting both enterprise flows & everyday payments.