Africa’s largest payments infrastructure provider, Flutterwave, has made a landmark move into blockchain by choosing Polygon as its default network for low cost, cross border stablecoin payments. The multi year partnership will power instant, affordable transactions across 30+ African countries, serving millions of users and global brands such as Uber and Audiomack.
This marks one of the most significant real world stablecoin implementations in emerging markets to date.
- Polygon Chosen as Flutterwave’s Default Blockchain
- Stablecoins as the Next Financial Infrastructure
- Building the Future of Payments
Polygon Chosen as Flutterwave’s Default Blockchain
Flutterwave, which has processed more than $40 billion in transactions, is integrating Polygon’s blockchain to build a next generation payments stack. The rollout begins in 2025 through Flutterwave for Business, enabling instant settlements for enterprises. In 2026, the Send App will extend these capabilities to millions of individuals across Africa.
Polygon’s network, known for sub $0.01 transaction fees and near instant confirmation, will dramatically reduce cross border settlement costs, which currently exceed 8% in some regions. The inefficiency of traditional cross border systems has long slowed trade and remittances across Africa.
Settlement delays and opaque fee structures have limited financial access. With Polygon’s scalable blockchain, Flutterwave can now offer real time, transparent, and low cost transfers for both corporations and consumers.
The first phase will onboard enterprise clients like Uber and Audiomack, enabling them to streamline payments between countries. Later phases will bring this same onchain infrastructure to individuals using Flutterwave’s retail ecosystem.
Stablecoins as the Next Financial Infrastructure
The partnership lays the foundation for real world stablecoin adoption in developing economies. In markets where banking infrastructure struggles to keep pace with digital commerce, stablecoins bridge the gap between reliability and affordability.
Polygon’s stablecoin network has seen rapid growth, with small USDC transfers surging 141% in 2025, led by activity in Argentina and Brazil. For users facing currency instability or remittance barriers, sending stablecoins on Polygon costs only fractions of a cent and confirms instantly, unlocking true financial inclusion.
Building the Future of Payments
Polygon continues to strengthen its dominance as the blockchain for global money movement. Key milestones include:
- Powering half of all US USDC transfers in the $100–$1,000 range
- Supporting BlackRock’s $1B BUIDL Fund via tokenization on Securitize
- Hosting Polymarket, now exceeding $1.1B in trading volume with investment from ICE
By pairing Flutterwave’s reach with Polygon’s technology, the collaboration will redefine cross border payments, making them instant, interoperable and borderless.
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