Toku has selected Polygon as the blockchain infrastructure for launching a compliant, global stablecoin payroll system aimed at employers operating across borders. The integration introduces onchain rails for recurring payroll payments while preserving existing compliance, tax, & reporting standards.
Under the new setup, every Toku user across more than 100 countries is provisioned with a Polygon wallet by default. This enables employers to fund payroll in stablecoins while continuing to use familiar payroll workflows.
The move targets a global payroll market estimated at nearly $50 trillion annually, which remains heavily dependent on slow, costly, fiat-based infrastructure.
- Bringing Payroll Onchain Without Workflow Disruption
- Addressing Cost, Speed, & Cross-Border Friction
- Expanding Enterprise Adoption of Onchain Payments
Bringing Payroll Onchain Without Workflow Disruption
The integration allows companies to move payroll settlement onchain without replacing existing HR or payroll systems. Toku integrates directly with platforms such as ADP, Workday, & Gusto, enabling businesses to adopt stablecoin payroll without altering internal processes or introducing additional risk.
Polygon provides the onchain settlement layer, while Toku manages compliance, tax reporting, & employee payouts globally. Employers fund payroll in stablecoins on Polygon, after which compliant payouts are executed across jurisdictions.
In practice, a single Polygon wallet can be used to pay thousands of employees across more than 100 countries within seconds.
Addressing Cost, Speed, & Cross-Border Friction
Traditional global payroll systems are often burdened by bank fees, settlement delays, currency conversion costs, & fragmented compliance requirements. By shifting payroll settlement to blockchain rails, the Polygon–Toku integration aims to eliminate many of these inefficiencies.
Payments can be executed instantly, with lower costs & reduced cross-border friction compared to legacy banking channels. The initiative positions payroll as one of the most practical large-scale use cases for digital money.
While payroll represents one of the world’s largest recurring financial flows, it has remained largely untouched by blockchain infrastructure until now. This deployment highlights how stablecoins can be applied to real-world enterprise use cases beyond trading or remittances.
Expanding Enterprise Adoption of Onchain Payments
By embedding stablecoin payroll into existing enterprise systems, Toku & Polygon aim to lower the barriers for businesses exploring blockchain-based payments. The model allows companies to scale globally while maintaining compliance standards, reducing operational complexity, & improving payment speed for distributed workforces.
As companies continue to expand across borders, the integration signals a shift toward onchain financial infrastructure for recurring enterprise payments, positioning payroll as a key driver of broader blockchain adoption in traditional business operations.
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