Polygon Strengthens Its Lead in Enterprise-Scale Web3 Payments

The rapid evolution of global payments is becoming more visible as Mastercard and Revolut deploy real-world solutions on Polygon. Mastercard’s new credential system brings verified, username-based transfers to self-custody wallets, eliminating the complexity of long addresses.

Meanwhile, Revolut users have already moved more than $690 million over Polygon’s stablecoin rails, proving that mainstream consumers are willing to adopt onchain transfers when they are simple and inexpensive. Together, these initiatives demonstrate how Polygon is emerging as a scalable, enterprise-ready blockchain capable of supporting everyday financial activity across borders.

• Mastercard’s Username-Based Transfers
• Revolut’s $690M Polygon Integration
• Polygon’s Expanding Enterprise Adoption

Mastercard’s Username-Based Transfers

Mastercard has rolled out a simplified and secure method for onchain payments through Mastercard Crypto Credential, enabling verified username-based transfers for self-custody wallets. Instead of copying long wallet addresses, users go through a one-time verification, receive a credential-linked username, and then transact instantly.

Big news:@Mastercard chooses Polygon to launch username-based transfers for self-custody wallets, with @mercuryo_io. pic.twitter.com/p0aTlP7wdp

— Polygon (@0xPolygon) November 18, 2025

Mercuryo supports this system by onboarding users and issuing the credentials, while Polygon functions as the blockchain backbone, chosen for its high-speed, low-cost, and reliable payment infrastructure.

Revolut’s $690M Polygon Integration

Revolut, Europe’s largest digital bank with over 65 million users across 38 countries, has integrated Polygon to power stablecoin transfers, payments, and trading. As of November 2025, Revolut users processed more than $690 million in onchain volume over Polygon, validating real world usage at a massive scale.

Revolut chooses Polygon.

Europe’s largest fintech has officially integrated stablecoin payments, trading, and POL staking.

With $690M+ in volume on Polygon to date. pic.twitter.com/5z87H4Lowb

— Polygon (@0xPolygon) November 18, 2025

Inside the Revolut app, users can send USDC or USDT, pay with a crypto card, trade or stake POL, and seamlessly on ramp and off ramp to fiat.

Polygon’s Expanding Enterprise Adoption

Polygon’s enterprise adoption continues to accelerate as mainstream financial institutions integrate real world payments, tokenization, and identity services on its infrastructure. Revolut and Mastercard are the latest to join a roster that already includes Stripe, Flutterwave, WorldPay, Reliance Jio, NRW.BANK, BlackRock, and Securitize.

These integrations are not experimental; they represent real flows, regulated assets, and production grade payment activity. With stablecoins, recurring payments, and institutional money movement growing steadily, Polygon is becoming the operational backbone for onchain finance.

A major driver behind this momentum is Polygon’s upgraded network performance. Enhancements like the Rio upgrade and validator elected block production deliver faster settlement, higher throughput, and greater reliability, which are the exact requirements enterprises need for global scale financial operations.

Combined with ultra low fees and proven support for high volume stablecoin transfers, Polygon offers a fintech grade infrastructure layer that traditional companies can trust. This shift positions Polygon not just as a scaling solution, but as a credible settlement network powering the next wave of institutional blockchain adoption.

Mastercard’s credential-powered transfers and Revolut’s massive stablecoin volumes reinforce Polygon’s position as the backbone of global onchain payments. As Web3 and traditional finance continue converging, Polygon delivers the infrastructure to support instant, borderless, and low-cost money movement for millions.

If you find any issues in this blog or notice any missing information, please feel free to reach out at yash@etherworld.co for clarifications or updates.

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