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    The team of the famous Moscow Affiliate Conference & Party are organizing Moscow ICO Conference that will be held for the first time in Moscow on November 7, 2017.

    Moscow Affiliate Conference & Party has gathered twice this year, 1500 top webmasters and renowned companies from CPA-industry and affiliate marketing from all over the world and more than 50 countries at one location.

    In the heart of Moscow, this November, they are attracting key players from cryptocurrency industry. Promising ICOs, successful projects and experts who share their experience and knowledge in this extremely growing industry will all be together.

    Moscow ICO Conference is an ideal place, where you can listen a speeches in English or Russian, participate in panel discussions, ask any questions to experts. And for ICO-projects – it’s a good opportunity to tell about yourself from the scene or at the booth, or in networking zone.

    Main part of the conference implies

    • a chain of hot speeches about cryptocurrency market,

    • about trading, and

    • ICO features.

    Part of speeches is dedicated to successful ICOs, part of them – to upcoming ICOs, with an opportunity to discuss cases. And at the end we will hear an experts at the section “Super CryptoGuys – cases and faces”

    Participants and partners include some famous names like Blockchain Programmatic Corporation, LeadBit, KICK ICO, BrickBlock etc.

    AffiliateConf Team knows how to attract TOP audience: private invitations, manual moderation of each request, really high quality attendees! At the evening we gather on Afterparty, where you may relax in a calm atmosphere, to meet and communicate with interesting people.

    The registration is FREE – just send a request:
    Organizers will assist you with visa invitations, advise a hotel and other questions.

    For more updates, technical blogs and general discussion on Blockchain Technology and Ethereum, please join us at Website, Facebook, Medium, and Twitter. Please email us your suggestions.

    #ICOConference #ethereum #bitcoin #blockchain #cryptocurrency #cryptonews

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    KickCity Pre-Sale ends in 2 days!

    KickCity proposes a decentralized, trust and value community building platform.

    By creating incentives for the end users to switch to platforms that work on blockchain, KickCity will lead mainstream cryptotransactions using its decentralized reward-based P2P event marketing protocols. The Network effect will bring more than 5 million crypto-transactions as early as next year.

    For early investors KickCity offers bonus 40 %

    1KCY = $0.10
    Pre-Sale price: 1 ETH = 3,000 KCY + 40 % Bonus = 4,200 KCY

    Main Token Sale price: 1 ETH = 3,000 KCY.

    You can still join Pre-Sale HERE

    Disclaimer: This is a sponsored article and should NOT be viewed as an endorsement by EtherWorld. Readers are requested to do their own research before investing into any project.

    For more updates, technical blogs and general discussion on blockchain technology & Ethereum, please join us at Website, Reddit, Facebook, Medium, Steemit and Twitter. Feel free to email your suggestions.

    #ethereum #blockchain #cryptocurrency #kickcity #ico #events

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    (Blockchain eNewspaper)


    1. Byzantium HF Announcement
    2. Ethereum Roundup #6
    3. Metropolis Byzantium HF is here - FAQ for users

    Print, Video, Podcast & Interviews

    New Projects & Whitepaper

    Project updates and Press Release

    • available on testnet !

    • Inspeer announces ICO start day November 6, 2017 for its inspiration through peer to peer.

    • MicroMoney - Catch-22 for unbanked: how can billion people find the way to the global economy

    • UnikoinGold backed by Mark Cuban becomes The Largest Esports and Gaming Token With Global Reach

    • Refereum - Video game marketing and engagement via blockchain

    • Indorse CV Visualizer

    • district0x quarterly report

    • Toshi - 5000 Monthly Transacting Users, Ethereum Nodes and UX Improvements

    • AragonOS: modular, upgradeable and extendable organizations

    • Radar Relay on Mainnet

    Good Reads on Blockchain

    Developer's Update

    • Ethereum Core Devs Meeting October 6, 2017
    1. Agenda
    2. Video

    Cryptocurrency Trading

    ICO or Token Sale

    Events - Conference, Seminar, Meet-up, Hackathon, Competition etc.

    Please email at for free listing of ICO, events.

    Disclaimer: This list of ICO is NOT an endorsement by EtherWorld and it may include scam projects. Readers are requested to do their own research before investing into any project.

    For more updates, technical blogs and general discussion on Blockchain Technology and Ethereum, please join us at Website, Facebook, Medium, and Twitter. Please email us your suggestions.

    #ethereum #bitcoin #blockchain #cryptocurrency #FinTech #ICO #cryptonews

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    After long wait, Metropolis is finally here. Ethereum core developers have already succeeded the fork for Byzantium - the first Metropolis HF on the testnet a few weeks ago. The Ropsten test network underwent a hard fork on September 19, 2017 (UTC) at block number 1.7mil (1,700,000). A countdown timer can be seen at

    The Ethereum network will be undergoing a planned hard fork at block number 4.37mil (4,370,000), which will likely occur between 12:00 UTC and 13:00 UTC on Monday, October 16, 2017.

    New features include opcodes such as REVERT and RETURNDATACOPY, as well as precompiles that can be used to support a wide array of cryptographic algorithms.

    To understand the phases of Metropolis as ELI5 (explain like I am 5) and other features being implemented in this HF, please read "Introduction to Byzantium and Constantinople".

    As the time of hard fork is approaching, there are many questions with users that needs to be answered in order to achieve smooth transition. The Ethereum Foundation is very well taking care of users dilemma by publishing updates and information regularly regarding Byzantium Hard Fork .

    What do I need to do?

    If you are an Ethereum Blockchain user, download the latest version of your Ethereum client:

    If you are a web or mobile Ethereum wallet user,

    • using Ethereum websites and mobile applications that allow you to store ether and/or make transactions, no action required as they are running their own Ethereum client infrastructure to facilitate their services.

    • using a third-party web-based or mobile Ethereum wallet, your wallet provider may need to update for the hard fork. You can check with them to see if they are asking their users to take any action.

    What happens if I do not participate in the hard fork?

    If you are using an Ethereum client that is not updated for the upcoming hard fork, your client will sync to the pre-fork blockchain once the fork occurs. You will be stuck on an incompatible chain following the old rules, without replay protection against the main network. Old clients will be able to construct transactions, but will not be able to see the effects of those transactions.

    Important Note for Dapp Developers

    The way to detect failed transactions will change with Byzantium, even for contracts created before the Byzantium hard fork is enacted. After the fork, eth.getTransactionReceipt(…) will return a status field. The status field has a value of 0 when a transaction has failed and 1 when the transaction has succeeded. For more information, please see this post on the Ethereum StackExchange.

    What if something goes wrong?

    In the event that a critical bug is discovered, the Ethereum Foundation team will communicate via Ethereum Foundation blog and Ethereum Foundation Twitter account. Of course, is always there to facilitate the communication.

    Ethereum Update

    • Casper PoC4 has been released. This includes an implementation of the fork choice rule, the Casper contract, and a complete pyethereum library, though not yet a full node that can connect to the network.

    • A “testing language” has been implemented that allows us to quickly implement tests for the Casper chain. This can also theoretically be used for the proof of work chain, and an extension to sharding is in progress.

    • Implementation of a proof of concept for sharding is in progress.

    • Implementation of the account redesign in the sharding PoC is in progress.

    • The Casper papers continue to be in progress.

    • The number of message types in Casper FFG has been reduced from 2 to 1, which will also simplify the incentive structure. A formal proof of the safety property has been written. This will be incorporated in PoC5.

    • The fork choice rule has also been simplified.

    • Pyethapp now supports python 3.

    • The “scalable light client data availability verification” note has been edited with an improved scheme

    All Byzantium changes have been documented on pull-requests. The next issue to address is the treatment of the empty account states on precompiled contracts, where different clients do different things. A GitHub issue was created to discuss this.

    Many improvements are to be seen in near future to Ethereum core code, Whisper, Swarm as well as Ethereum’s future scaling plans.

    Disclaimer: Sources of the content provided in this article are - Byzantium HF Announcement and Ethereum Roundup #6.

    For news, technical blogs and project updates on Blockchain Technology, please join us at our Website, Facebook, Medium and follow us at Twitter. Please feel free to share this post, and email us your suggestions.

    #metropolis #byzantium # Constantinople #ethereum #cryptocurrency #blockchain

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    In recent days, with various articles at EtherWorld, we've already covered - Metropolis: Ethereum Hardfork, Introduction to Byzantium. Let us quickly drive into another section, exploring more about the phases of Metropolis.

    Ethereum's next planned phase Metropolis is a case study into the multidisciplinary, dynamic, inner workings of how the decentralized application platform functions. Ethereum’s developers informed the world regarding the upcoming changes to the Ethereum ecosystem, which is the next milestone release for the Ethereum Platform. The two separate hard forks making up the Metropolis changes will be Byzantium and Constantinople respectively. Both hard forks will gradually introduce major updates to the greater Ethereum ecosystem.

    Byzantium will introduce a lot of features. Highlights of the features being implemented are:

    ● Zk-Snarks
    ● Account Abstraction.
    ● Proof of Stake early implementation.
    ● Flexibility and robustness of smart contracts.

    Zk-Snarks - The possibilities of zkSNARKs are impressive, you can verify the correctness of computations without having to execute them and you will not even learn what was executed, just that it was done correctly. Unfortunately, most explanations of zkSNARKs resort to hand-waving at some point and thus they remain something “magical”, suggesting that only the most enlightened actually understand how and why (and if?) they work.

    The reality is that zkSNARKs can be reduced to four simple techniques -
    a. Encoding as a polynomial problem
    b. Succinctness by random sampling
    c. Homomorphic encoding / encryption
    d. Zero Knowledge

    Proof of stake - This protocol will make the entire mining process virtual. In this system, we have validators instead of miners. The way it works is that as a validator, you will first have to lock up some of your ether as stake. After doing that you will then start validating blocks which basically means that if you see any blocks that you think can be appended to the blockchain, you can validate it by placing a bet on it. When and if, the block gets appended, you will get a reward proportional to the stake you have invested. If however, you bet on the wrong or the malicious block, the stake that you have invested will be taken away from you.

    Account Abstraction - As part of abstraction, Ethereum is planning to blur the line between its two accounts. Ethereum, as of writing at least, has two accounts. One is the external account, the one controlled by keys that most users are aware of i.e. wallet accounts.

    Then you also have the contract account aka the smart contract code in the blockchain. The idea is to essentially allow users to define their external accounts in the form of a smart contract.

    Smart Contract - During a contract execution if one wishes to go back to an earlier state during the execution, it would require manual triggering of an exception eg. if one were to cancel a transaction then they will have to double spend to stop it from going through. In order to revert a contract back to its original state developers use the “throw” function. While the throw function does help the contract’s state to go back to the previous one, it eats up all the gas in the contract. To counter this problem, Metropolis is beefing up the “revert” function to help the contracts go back to the previous state without eating up all the gas. The unused gas will be refunded to the contract creator. Along with the revert function, Metropolis is introducing the “returndata” opcode which will enable contracts to return variable sized values.

    Constantinople will introduce the following features:

    ● Abstraction of transaction origin and signature
    ● Blockhash refactoring

    Abstraction of transaction origin and signature - Implements a set of changes that serve the combined purpose of "abstracting out" signature verification and nonce checking, allowing users to create "account contracts" that perform any desired signature/nonce checks instead of using the mechanism that is currently hard-coded into transaction processing.

    The goal of these changes is to set the stage for abstraction of account security. Instead of having an in-protocol mechanism where ECDSA and the default nonce scheme are enshrined as the only "standard" way to secure an account, we take initial steps toward a model where in the long term all accounts are contracts, contracts can pay for gas, and users are free to define their own security model.

    This can be thought of as a "forwarding contract". It accepts data from the "entry point" address 2**160 - 1 (an account that anyone can send transactions from), expecting that data to be in the format [sig, nonce, to, value, gas price, data]. The forwarding contract verifies the signature, and if the signature is correct, it sets up a payment to the miner and then sends a call to the desired address with the provided value and data.

    The benefits that this provides lie in the most interesting cases:

    • Multisig wallets - Currently, sending from a multisig wallet requires each operation to be ratified by the participants, and each ratification is a transaction. This could be simplified by having one ratification transaction include signatures from the other participants, but even still it introduces complexity because the participants' accounts all need to be stocked up with ETH. With this EIP, it will be possible to just have the contract store the ETH, send a transaction containing all signatures to the contract directly, and the contract can pay the fees.

    • Ring signature mixers - The way that ring signature mixers work is that N individuals send 1 coin into a contract, and then use a linkable ring signature to withdraw 1 coin later on. The linkable ring signature ensures that the withdrawal transaction cannot be linked to the deposit, but if someone attempts to withdraw twice then those two signatures can be linked and the second one prevented. However, currently there is a privacy risk: to withdraw, you need to have coins to pay for gas, and if these coins are not properly mixed then you risk compromising your privacy. With this EIP, you can pay for gas straight our of your withdrawn coins.

    • Custom cryptography - Users can upgrade to ed25519 signatures, Lamport hash ladder signatures or whatever other scheme they want on their own terms; they do not need to stick with ECDSA.

    • Non-cryptographic modifications - Users can require transactions to have expiry times (this being standard would allow old empty/dust accounts to be flushed from the state securely), use k-parallelizable nonces (a scheme that allows transactions to be confirmed slightly out-of-order, reducing inter-transaction dependence), or make other modifications.

    Ring Signature mixers and Custom Cryptography introduce a feature similar to bitcoin's P2SH, allowing users to send funds to addresses that provably map to only one particular piece of code. Something like this is crucial in the long term because, in a world where all accounts are contracts, we need to preserve the ability to send to an account before that account exists on-chain, as that's a basic functionality that exists in all blockchain protocols today.

    Miner and transaction replaying strategy

    Note that miners would need to have a strategy for accepting these transactions. This strategy would need to be very discriminating, because otherwise they run the risk of accepting transactions that do not pay them any fees, and possibly even transactions that have no effect (eg. because the transaction was already included and so the nonce is no longer current).

    One simple strategy is to have a set of regexps that the to address of an account would be checked against, each regexp corresponding to a "standard account type" which is known to be "safe" (in the sense that if an account has that code, and a particular check involving the account balances, account storage and transaction data passes, then if the transaction is included in a block the miner will get paid), and mine and relay transactions that pass these checks.

    One example would be to check as follows:

    1. Check that the to address has code which is the compiled version of the Serpent code above, with replaced with any public key hash.

    2. Check that the signature in the transaction data verifies with that key hash.

    3. Check that the gasprice in the transaction data is sufficiently high.

    4. Check that the nonce in the state matches the nonce in the
      transaction data.

    5. Check that there is enough ether in the account to pay for the fee.

    If all five checks pass, relay and/or mine the transaction.

    A looser but still effective strategy would be to accept any code that fits the same general format as the above, consuming only a limited amount of gas to perform nonce and signature checks and having a guarantee that transaction fees will be paid to the miner. Another strategy is to, alongside other approaches, try to process any transaction that asks for less than 250,000 gas, and include it only if the miner's balance is appropriately higher after executing the transaction than before it.

    Block chain refactoring

    Stores blockhashes in the state, reducing the protocol complexity and the need for client implementation complexity in order to process the BLOCKHASH opcode. Also extends the range of how far back blockhash checking can go, with the side effect of creating direct links between blocks with very distant block numbers, facilitating much more efficient initial light client syncing.

    This removes the need for implementations to have an explicit way to look into historical block hashes, simplifying the protocol definition and removing a large component of the "implied state" (information that is technically state but is not part of the state tree) and thereby making the protocol more "pure". Additionally, it allows blocks to directly point to blocks far behind them, which enables extremely efficient and secure light client protocols.

    Description of light client protocol

    We can define a "probabilistic total-difficulty proof" as an RLP list as follows:

    [header1, proof1, header2, proof2, ...]  

    Where each header is a block header, and each proof[i] is a Merkle branch from header[i] to the hash of header[i + 1]. More formally, the proof is an RLP list where each element contains as a substring the hash of the next element, and the last element is the hash of the next header; the elements are taken from the branch of the state tree in header[i] that points to the hash of header[i + 1] that is available in the storage of the BLOCKHASH_CONTRACT_ADDR.

    The proof serves to verify that the headers are linked to each other in the given order, and that the given chain has an approximate total difficulty equal to sum(2 ** 256 / mining_result[i]) where mining_result[i] is the result of running the ethash verification function on the given header. A node producing a proof will take case to create a proof that contains as many low-mining-result blocks as possible; a specific algorithm would be to look for all "key blocks" whose mining result is less than 1/50000 of maximum for a valid block allowed by the most recent block difficulty, and then if these blocks do not have a direct connection because they are not an even multiple of 256 or 65536 apart, it would find "glue blocks" to link between them; for example, linking 3904322 to 3712498 might go through 3735552 (multiple of 65536, directly linked in 3904322) and 3712512 (multiple of 256, directly linked in 3735552), and finally 3712512 links directly to 3712498.

    For a chain 1 million blocks long, such an algorithm would find 20 key blocks, of which ~1% require zero glue blocks, ~72% require one glue block and ~27% require two glue blocks, so a total sub-chain of ~45 blocks. Each header is ~500 bytes, and each proof will be another ~1500 bytes, so the total size would be ~90 KB.

    Resources used:

    Author - Nikshith Kolanu

    For news, technical blogs and project updates on Blockchain Technology, please join us at our Website, Facebook, Medium and follow us at Twitter. Please feel free to share this post, and email us your suggestions.

    #metropolis #byzantium # Constantinople #ethereum #cryptocurrency #blockchain #eli5

    Update: Resources added

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    Refereum, the San Francisco-based cryptocurrency company, is revolutionizing the way video game marketing and engagement is conducted via the blockchain. By directly rewarding influencers and gamers to promote and play video games and removing marketing middleman, Refereum is transforming game marketing and engagement.

    Video games are one of the largest and most pro table segments of the entertainment industry, with $109 billion annually, it surpasses the US film industry. According to a report, over $170 billion has been spent on digital advertising annually in recent years, yet the industry is plagued with legacy inefficiencies.

    The Refereum (RFR) utility token is a decentralized referral marketing and cash reward platform that solves the problems of game streamers and content creators who in recent years are enforced by the current monopoly on advertising avenues to shift the game budget from content creation to skyrocketing marketing costs. The Refereum cryptocurrency uses blockchain technology to bypass traditional advertising companies and complex legislative and geopolitical restrictions, shifting over $100 billion in advertising revenue from corporations to distribute to individual game players.

    “ We strive to help streamers and game developers. We know Refereum shares these goals, and we plan to keep collaborating on the future of game streaming. ”
    — Ernest Le, Director of Publisher & Developer Partnerships at Twitch

    Refereum is backed by a veteran game industry team with leadership experience from Electronic Arts, Zynga, Google, and other prominent gaming and platform roles. The smart contracts have been written by world-renowned white hat cryptography and cryptocurrency experts who have served from Tether to Polybius, and other similar high-pro le initiatives. Refereum is advised by Twitch, the world’s largest gaming in uencer platform, and Unity, the most widely used game engine in the industry. It is working with Ambisafe, which has secured cryptocurrency projects like Tether and Chronobank.

    “ We plan to support Refereum tools and assets to help developers keep being successful with Unity. “
    — Ian Dunlap, Asset Store Manager at Unity

    Refereum Economy

    The Refereum economy is primed for this growth with

    • gamers,

    • influencers, and

    • game developers. Developers buy Refereum to pay influencers.

    Players and Influencers extract real world value from their Refereum awards, or spend it in-game.

    Token Sale Details

    • Token Sale Date - November 13th, 2017

    • Total tokens - 50,000,000

    • Tokens for sale - 25,000,000

    • Initial price - $1 with early adoption discounts.

    • Technical Specifications - ERC20 Token

    Oleksii Matiiasevych, the whitehat who saved millions in July’s multi-sig exploit is the Smart Contract Engineer for this project.

    Project Overview

    Should you be an interested buyer, game developer, and a gamer, subscribe now to the newsletter for future news and announcements.

    Disclaimer: This is a sponsored article and should NOT be viewed as an endorsement by EtherWorld. Readers are requested to do their own research before investing into any project.

    For more updates, technical blogs and general discussion on blockchain technology & Ethereum, please join us at Website, Reddit, Facebook, Medium, Steemit and Twitter. Feel free to email your suggestions.

    #refereum #blockchain #cryptocurrency #ico

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    • Coinshares launches ETN for Ether
    • As for now the trade is limited for Europeans only
    • Represents the most diverse investment product line- up in professional crypto- finance


    Announced on 11th October, Coinshares headed by former JP Morgan Chase trader Daniel Masters, is launching an exchange credit note for Ether. Ether (ETH) is the cryptocurrency and native token of the Ethereum that power the Ethereum blockchain.

    In the world of traditional investments digital currencies like Bitcoin leading the market trends, as now ether’s movement can be followed on Nasdaq Stockholm. The ETNs are traded during normal market hours on Nasdaq Stockholm. ETN is an unsecured and unsubordinated debt security issue by an under writing bank to provide investors access to the returns of various market benchmarks.

    Investors looking to join the price movement of ether just got a fresh but familiar option- 2 ETNs which track the price of Ether:

    1. COINETH: SS- Ether Tracker one
    2. COINRTHE: SS- Ether Tracker Euro

    The dual offerings one dominated in Swedish Kronas and other in Euros, are first of their kind for ether. Earlier both had no exchanged traded options. This event is historic in a way for Ethereum and Ether as an asset and also a kickpusher for future of crypto asset. After completion of almost two years of bitcoin ETN this decision makes Nasdaq Stockholm, the only European exchange to offer more than one digital currency. Bitcoin and Ether have already garnered a lot of attention this year due to explosive surge in prices. Difference between ETNs value and Ether price will e about 99% correlated.

    XBT provider AB (Publ), by Coinshares company, is the Swedish- domiciled, being the issuer behind the world’s first bitcoin ETN announced the first ether ETN better available for trading on Nasdaq Stockholm.

    The introduction of these two ethers ETN is said to be a winning situation for European investors who have been requesting these products for over a year now. As quoted by Laurent Kssis MD of XBT providers by Coinshares they are thrilled to be able to deliver on investor demand services via a safe, familiar route in Nasdaq. While the new ether based ETN is being marketed exclusively to European investors for regulatory reason any one which access through their brokers to Nasdaq Stockholm will be able to buy the product from a market access prospective. Currently the product will only be limited to European audience. It is to be noted that the 2 ETNs, COINETH and COINETHE are most dominated in SER and EUR respectively. In similar fashion to the group’s bitcoin ETNs, the ether ETNs are designed to track the price of ether, as determined by an index rate consisting of an average of 3 most liquid of a select group of exchanges daily. In a statement given by Helena Wedin, head of sevices Europe at Nasdaq, said that they are happy to be able to provide investors with this new investment opportunity. While it is important to acknowledge that exposure to an asset in its birth stage of development such as digital currency comes with a risk. Therefore trading ether on Nasdaq Stockholm provides investors with the protection provided by a regulated infrastructure, well- known marketplace and accessibility through their ordinary brokers. With this Coinshares moved more focused in calling and organizing institutional investors to cryptocurrency.

    Author - Shivangi Saxena

    For more updates, technical blogs and general discussion on Blockchain Technology and Ethereum, please join us at our Website Facebook Medium and follow us at Twitter. Please feel free to share this post, email us with your suggestions.

    #ethereum #blockchain #ETN #cryptocurrency #Nasdaq

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    Press Release

    UnikoinGold Becomes The Largest Esports and Gaming Token With Global Reach

    With sales already exceeding $30M, UnikoinGold is set to become the universal token for esports and gaming after a historic crowdsale. And even better, regulated cryptocurrency gambling is about to open up in Europe.

    SEATTLE, WA, October 13, 2017 - Announced on October 9, 2017, major eSports platform Unikrn has been granted a gambling license in Malta. This move opens up the platform to fiat, or real-money wagering via the UnikoinGold token in Europe.

    UnikoinGold, an ERC20 token based on the ethereum blockchain, is currently two weeks away from its crowdsale ending (October 22nd). This ICO is a medium for real-money betting in licensed jurisdictions. And with their expansion into Europe, that covers 80 percent of Europe.

    For this expansion, the company formed Unikrn EU through a joint venture with RBP, an online gambling platform based out in France with over 300,000 users and 1 million unique monthly visitors.

    Here’s what the CEO, Rahul Sood, had to say about UnikoinGold’s successes so far:

    Our vision for UnikoinGold is to make it the universal esports and gaming token by continuing to add both wagering and non-wagering features to the Unikrn platform that our community has requested. We see a future where UnikoinGold is in the hands of millions gamers and esports fans, ushering in incredible opportunities to use UnikoinGold inside and outside of Unikrn’s own properties.”

    Being the world’s top regulated esports betting platform, UnikoinGold has already raised well over $30 million in their crowdsale that started on September 23rd and has been backed by high-profile investors such as Mark Cuban, Ashton Kutcher and Panera Capital.

    This goes to show that there’s a high demand for an esports token and there’s still time for you to research and participate in this historic crowdsale.

    The key difference between UnikoinGold and other gambling/betting token is that others are more limited when it comes to wagering. The company is quickly continuing to expand into new, non-betting capabilities for UnikoinGold. Partners are coming in to give UnikoinGold non-betting utility across the industry: skins, hardware, software, tournaments, esports teams, and developers. All of these areas combined with their already established betting products creates a token and platform poised for universality. Those products are expanding into casinos, new experience such as live betting on the site, and now, a new continent.

    After the crowdsale ends, no one will be able to purchase tokens from Unikrn anymore, unless it’s through their platform where you earn them. During the crowdsale, you can purchase UKG with Ether.

    0_1507834716193_Screen Shot 2017-10-12 at 2.58.04 PM.png

    Project Overview

    Disclaimer: This is a sponsored press release and should NOT be viewed as an endorsement by EtherWorld. Readers are requested to do their own research before investing into any project.

    For more updates, technical blogs and general discussion on blockchain technology & Ethereum, please join us at Website, Reddit, Facebook, Medium, Steemit and Twitter. Feel free to email your suggestions.

    #unikoingold #unikrn #blockchain #cryptocurrency #ico

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    Catch-22 for unbanked: how can billion people find the way to the global economy

    By Anton Dzyatkovsky, co-founder of MicroMoney

    The catch-22 is a paradoxical situation from which an individual cannot escape because of contradictory rules. The catch-22 of modern banking is that if you need a credit, you need a credit score, and to get a credit score you need a credit. Logically enough, banks have to spend hundreds of dollars to scrutinize potential client’s creditworthiness. For example, in US banks pay $200–300 of operational costs, in Asia - $100–150 for one loan approved, and wasting money is not what they want. People who can not escape the endless circle “credit vs credit score” are called “unbanked.”

    According to the McKinsey, two billion individuals and 200 million micro, small, and midsize businesses on emerging markets today lack access to savings and lending service, and even those with the access have a limited range of financial products.

    It's not like banks do not put efforts to assess the unbanked client's creditworthiness at all. Many financial companies learned to use alternative ways to explore it. For example, in the UK a bank during mortgage availability assessment can examine all of your purchases and check-ins in pubs within the year to determine your alcohol expenses. In Mexico, Banco Azteca sends its agents to the homes of borrowers to take an inventory of stereos, TVs and other appliances they possess to support their loan application. Sesame Credit, a rating company, ran by Alibaba, sees over 400m active users a month and relies on users’ online-shopping habits to calculate their credit scores. These observations lead to the conclusion that someone playing video games for ten hours a day might be rated a bad risk; a frequent buyer of nappies would be thought more responsible. Therefore, any software solutions that can accumulate and analyze information from all these additional sources are predictable for fintech market.

    McKinsey used its proprietary general equilibrium macroeconomic model and detailed inputs from field research in seven emerging economies that cover a range of geographies and income levels: Brazil, China, Ethiopia, India, Mexico, Nigeria, and Pakistan. Agency reported that some 1.6 billion unbanked people could gain access to formal financial services; of this total, more than half would be women. $2.1 trillion of loans to individuals and small businesses could be made sustainably, as providers expand their deposit bases and have a newfound ability to assess credit risk for a wider pool of borrowers.

    Rather than waiting for a billion people’s incomes to rise and traditional financial institutes to extend their reach, emerging economies have an opportunity to use mobile technologies to provide digital financial services for all, rapidly unlocking economic opportunity and accelerating social development.

    Access to the payday loan, fast, paperless, with an affordable interest rate is what makes our company, MicroMoney, the solution for financial catch-22. MicroMoney, is a global digital credit bureau based on the blockchain technology. The company gives an opportunity for unbanked people to start from a blank slate meaning their empty credit histories. It also creates the way for banks, retail, and insurance companies to reduce financial risks when they work with this untapped audience.

    In what way? MicroMoney has developed a mobile scoring system for rapid assessment of a client’s creditworthiness. Relying on Big Data, neural networks, and machine learning it has the functionality to approve the very first loans for unbanked people and this way creates their credit histories from scratch a hundred times cheaper than traditional banks. At the same time, financial and other companies get the access to this credit rating database on a fee basis, allowing them to receive a list of reliable and already assessed customers ready to consume their offers.

    Now in our company and, I hope, everywhere in the nearest future, the unbanked person doesn’t need to collect a number of paper-based documents to confirm the ability to repay. He or she is just installing the MicroMoney mobile app on a smartphone and completing a loan application within it. Then the scoring self-learning system analyzes the data available from the borrower's smartphone and identifies potential credit risks with an accuracy of more than 95%. In a few minutes program makes a decision whether a loan should be approved or not, and sends money to a customer’s e-wallet if the answer is yes.

    Our company processed more than 95,000 unique customers already and got more than 500,000 likes on Facebook during the first two years of work. Nine customers out of ten took the first loan in their lives, and 73% of these people came back for a new one.

    Aspiring to growth and development, we are preparing to launch a token distribution campaign to carry out the business plan of shaping the legal market for creating and maintaining credit histories from scratch. Billions of unbanked people are ready to be the part of the global economy, want to improve their lives, and the access to financial services gives them this opportunity.

    Now MicroMoney operates in Thailand, Cambodia, Indonesia, Sri-Lanka, and Myanmar and we have the ambitious plans to enter five more emerging markets in the nearest months, including Nigeria and the Philippines. A token distribution campaign will start on 18th of October to support these business plans and to involve new streams of money from the untapped audience to the global economy.

    Learn more about MicroMoney at

    Disclaimer: This is a sponsored article and should NOT be viewed as an endorsement by EtherWorld. Readers are requested to do their own research before investing into any project.

    For more updates, technical blogs and general discussion on blockchain technology & Ethereum, please join us at Website, Reddit, Facebook, Medium, Steemit and Twitter. Feel free to email your suggestions.

    #ethereum #blockchain #cryptocurrency #micromoney #ico #fintech

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  • E


    Press release

    Inspeer announces ICO start day for its inspiration through peer to peer

    12 October 2017 - Inspeer, inspiring through peer to peer, announces its ICO, scheduled for November 6, 2017.
    The project aims to provide an alternative decentralized lending solution to individuals and small businesses using the innovative blockchain technology.

    With the rapid advancement of blockchain technology and a fundamental shift away from traditional lenders being the dominant intermediary in the lending industry, peer to peer lending is gaining momentum as the next evolution in the financial services sector. Inspeer is one of very few organizations who recognized the additional utilities of both blockchain and cryptocurrency. As such, they have developed a platform which uses cryptocurrency alongside fiat currency for the purposes of peer to peer lending.

    Inspeer has established expertise in creating online financial services within the lending sector for 3 million users in Russia. With their primary operations located in Russia under the brand, more than 200,000 loans applications were processed within the first year of platform deployment.

    Traditional lending institutions maintain stringent regulatory and loan approval requirements. Consequently, a large portion of the world’s population does not have access to lending services. Immigrants, those without a mandatory minimum credit history, and small businesses within emerging markets are locked out of the traditional financial system. Because of this, there is an increasing demand for peer-to-peer lending services.

    LightFin provides customers with short-term online loans while also reducing loan approval time to a mere 1.5 minutes. Inspeer uses a high-quality and robust scoring system to provide a safe, transparent, and reliable lending solution for individuals and small businesses. Based on the success within Russia, Inspeer is scaling their peer to peer platform to reach a worldwide user base.

    Inspeer’s Unique Technology Inspeer’s platform uses loan pipelines and scoring algorithms which consist of InsCore system and OLAF algorithms.

    Together, these two components help to effectively execute an assessment of the borrower’s likelihood of repayment as based on more than 20,000 predictors. Additionally, Inspeer’s technology is able to identify fraudsters at the earliest stages of the loan application. Indeed, the predictive algorithm can detect fraud before a loan application is sent.
    Inspeer is proud to announce the ICO launch and attract investors who share a similar vision regarding this newest evolution within the cryptocurrency and blockchain technology market.

    "It is a rare chance that the lending industry is getting shaken, it is no longer the banks who monopolize the market. It is going to be a way fairer game for all parties." - Denis Kabanets, CEO & founder


    ICO will start on Nov 6 and continue for Dec 6.

    Inspeer is the first customized and decentralized token designed by crypto lending professionals. There is a total supply of 50Mln INSP tokens and available for sale at $1.00 per INSP. For more details visit

    Inspeer encourages interested investors to purchase tokens in advance and offers up to a 15% of bonus for investors during the first two weeks of ICO.

    Inspeer encourages interested investors to purchase tokens in advance and offers up to 15% of bonuses for investors during the first two weeks of ICO.

    We care about our investors so our legal team developed a unique so far legal instrument to protect ICO investors rights. And we are proud to describe this structure for all our investors.

    For protection of ICO investors best interests and to provide you with yet unknown level of transparency and control we will use a Dutch Fund fully regulated by the EU supervisors and managed by Byron Capital Partners Ltd (an Alternative Investment Fund Manager (AIFM) with a multi-year award winning track record managing regulated and unregulated investment fund offerings).

    You can find more in White Paper under the Legal Structure.

    About Inspeers

    Inspeer is seeking market expansion within Estonia, Latvia, Spain, UK and more. The essential goal is to create a large, peer to peer financial institution that uses machine learning to solve the prohibitive lending issues within traditional financial organizations. With this in mind, Inspeer directly addresses the needs of the 21st century financial services consumer.

    Inspeer is led by a group of professionals who are experts in online microlending, peer to peer lending, and traditional bank lending. CFO Nikolay Otvechalin is skilled in the development of business plans, financial models, and leadership management for capital investment projects at all stages. CTO Denis Ryabikin has been developing projects for a wide variety of microfinance organisations which vary in scope and complexity. CEO and founder Denis Kabanets is a serial entrepreneur with a copious amount of experience in executive management.

    The advisory team will work closely together with Inspeer’s core team to ensure smooth operations and maximal outputs.

    Ambisafe is Inspeer’s technological advisor for this implementation. Oleksii Matiiasevych, EDCC architect at Ambisafe worked together with White Hat Group to return the hacked cryptocurrencies to their owners. On July 19, 2017, Oleksii followed up a critical vulnerability during the Parity Ethereum wallet Attack and together with the White Hat Group, he ended up saving $1,4 Mln worth of Ethers from the compromised wallets.

    "Our goal is to make lending readily available for those who need liquidity and have the ability to repay. This is achieved by simplifying the process and enhancing both scoring and predictive accuracy. Conventional lending is outdated and the banks are losing their competitive advantage within the lending market. Innovative technology companies now have the opportunity to capture as much market share as possible. Everyone is fighting to be ahead in the market but I know Inspeer is well prepared." - Nikolay Otvechalin, CFO

    Project Overview

    Disclaimer: This is a sponsored press release and should NOT be viewed as an endorsement by EtherWorld. Readers are requested to do their own research before investing into any project.

    For more updates, technical blogs and general discussion on blockchain technology & Ethereum, please join us at Website, Reddit, Facebook, Medium, Steemit and Twitter. Feel free to email your suggestions.

    #Inspeer #blockchain #cryptocurrency #ico

    posted in Projects read more

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